Il contratto di capitalizzazione nel novero delle polizze finanziarie

Corrias Paoloefisio

2025-01-01

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Abstract

Starting from the identification of the characteristic traits and regulatory provisons of the capitalisation contract, the essay focuses on the qualification of the contract – recognising it as a loan (or savings) contract constituting a sub-type of the mortgage, albeit stipulated by insurance companies – and illustrates the relative applicable regulations. Lastly, the paper addresses the issue of the affinity between the capitalisation contract and life insurance policies that are substantially devoid of demographic risk, emphasising the disciplinary implications.